SEC Intensifies Efforts to Regulate Fast-Growing Crypto Industry
Fordham Law News
OCTOBER 13, 2021
11] Proponents argue that by eliminating banks and custodians, DeFi reduces transaction costs, increases transparency, expands access to those who may otherwise be unable to borrow, and allows those holding cryptocurrencies to earn interest by investing in decentralized lending funds governed and secured by smart contracts. [12].
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