Diane Drain

Medical Debt Purchased by Debt Buyers for Pennies on the Dollar, but Sue For the Full Amount

Diane Drain

Dirty Little Secret – medical bills are the highest they have ever been and debtor buyers are paying pennies on the dollar to purchase the debts, but then sue the borrower for the full amount of the debt. Article Yahoo!Finance, Finance, Adriana Belmone, June 21, 2021. Medical debt is the no.

Tools to Help Renters and Landlords Access Federal Assistance

Diane Drain

CFPB Releases Online Tool to Help Renters and Landlords Access Federal Assistance. New resource helps renters and landlords find state and local programs distributing federal rental assistance funds. WASHINGTON, D.C.

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HB2617 is a Trojan Horse – Will Take Away Decades of Protection for Arizona Homeowners

Diane Drain

Arizona Bill wants Judgment Creditor to get paid before homeowners when house is refinanced (something Arizona law has not allowed since mid 1950s). Concerns about Arizona HB 2617, especially with the amendments: will allow old and new judgments to attached to homesteads.

Possible Change in Arizona Homestead Law & Refinancing

Diane Drain

Are you planning on refinancing your home? If so, you could lose protections from creditors under bill at Legislature. Russ Wiles, Arizona Republic, Arizona Republic Interviews Diane L. Drain about Arizona homestead protection and exposure to creditors. Pub li shed 6 : 1 3 p. M T A p r. 1 3, 2021.

A Master's Guide to B2B: How Listening to Your Customers Can Grow Your Business

Speaker: Adam Dorfman, Head of Product Growth at Reputation & Michele Bettinazzi, Customer Experience Manager at PeakMade Real Estate

Improved marketing conversion, happy customers, and faster growth - that’s only three things that can be accomplished by just listening to your customers. Customer feedback is an extremely invaluable tool to keeping retention high, attracting new business, and improving the general operations of your business. The question is - how do you capture all this? Join Adam Dorfman, Head of Product Growth at Reputation & Michele Bettinazzi, Customer Experience Manager at PeakMade Real Estate, for this essential discussion on the ins and outs of brokering the optimal customer interaction.

New Law Allows Creditors to Invade Arizona Homestead Protection

Diane Drain

On January 1, 2022, HB2617 will become the law of Arizona. Your home is no longer protected from your judgment creditors, which will have a devastating effect on Arizona’s consumers, and those hardest hit by Covid-19.

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Student Advocates Team and others Falsely Promised Services – Now Banned

Diane Drain

Operators of Student Loan Debt Relief Scheme Banned From Providing Debt Relief Services as Part of Settlement with FTC.

Bankruptcy, Explained by John Oliver

Diane Drain

There is so much mis-information about bankruptcy and how it works, or does not work.

Paycheck Protection Program – New Funds Available

Diane Drain

Discover Bank and The Student Loan Corporation to Refund Millions to Consumers

Diane Drain

CFPB Settles with Discover Bank, the Student Loan Corporation and Discover Products for violating a consent order and other unlawful practices.

Negative Reviews & Online Feedback Happens - But Where Do You Go From Here?

Speaker: Adam Dorfman, Head of Product Growth at Reputation and Jeremy Shubitz, Director of Marketing at Bosley

Responding to online negative feedback can be challenging. What should you say? What should you not say? Should you even respond? In today's, your customers will be not only your biggest advocates but also your biggest critics. However, negative feedback can offer actionable insights to build a stronger product and customer experience.

Problems Paying Your Mortgage During COVID? – Check Out the Options

Diane Drain

Are you financially stressed right now? What to know about options, from debt negotiation to bankruptcy. This short video from the Consumer Financial Protection Bureau “CFPB” is actually very informative and goes over the various options for homeowners who have received a forbearance.

Will You Lose Your COVID-19 Relief Funds?

Diane Drain

Will you lose your COVID-19 stimulus money if you file for bankruptcy protection? Simple answer is no. Read below. “Recovery rebates” (“stimulus monies”) received as a result of either the CARES Act or CAA are NOT PROPERTY OF THE BANKRUPTCY ESTATE.

Even if You Are in Prison – File Required Bankruptcy Documents or Your Case Will Be Dismissed.

Diane Drain

In prison? If You Are Going to File Bankruptcy, You Must Follow the Rules – No Exception. In re Harrell , BAP No. EC-20-1091-BTL (9th Cir BAP, 3-20-21) Harrell is incarcerated at Folsom State Prison in California. He filed a “skeletal” chapter 7 bankruptcy case on March 2, 2020.

Diane and Jay are the Best

Diane Drain

“ They answered all our questions patiently and thoroughly explained the legal processes and what we could expect so there were no surprises. ” and R.I. Diane and Jay are an absolutely phenomenal professional team.

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Dominate Your Local Market With These 4 Reputation Management Strategies

Speaker: Adam Dorfman, Lindsay Harrison, and Erin O'Brien

Did you know that 4 out of 5 consumers use local search and 88% use smartphones for those searches? With that in mind, I think it's safe to say your online presence is the silver bullet of your business. Think about the revenue you could be missing by not prioritizing local search optimization. Fortunately, there are a handful of steps you can take right now that will immediately impact your business's pace in local search, and we're happy to share them.

Is Someone Trying to Collect On a Debt You Already Paid or is Not Yours?

Diane Drain

Have you received a demand that you pay a debt you don’t owe, or already paid? Reprint of an article from the Federal Tradc Commission “FTC.gov”, September 29, 2020. Nobody likes getting debt collection calls.

Diane and Jay are the Best

Diane Drain

“ Diane told me how to file a complaint against Scott Forrester and ask the State Bar for my money back. Diane and Jay have been wonderful to work with, they are really the best. I found them after paying Scott Forrester and then found out he was disbarred.

Our Emotional Ups and Downs Were Frequent, and Her Patience Was Unwavering!

Diane Drain

“We highly recommend Diane Drain IF you are looking for the educated, knowledgeable, honest and transparent (and very fairly priced) attorney! We had recently relocated to Arizona from the Chicago area when we realized we had to face up to our financial problems, rather than run away from them.

Debt Collectors Profit Because of COVID and Want More Money

Diane Drain

Debt collectors doubled their earnings – all thanks to COVID-19. 10/5/20 According to an article in ProPublica, debt collections have made a fortune this year due to the COVID stimulus monies.

A CHRO’s Perspective on Substance Use in the Workplace: Supportive Strategies to Help Your Workforce Thrive

Speaker: Smita Das, MD, PhD, MPH, Medical Director, Psychiatry and Naj Wright, MBA, C-Suite HR Executive

Through advances in technology and access to care, managers can be empowered to serve as the front line of defense to help identify employee AUD and SUD concerns before they escalate. Understanding AUD and SUD, and providing tools for your workforce to overcome the challenges that they pose, is key to fostering strong mental health at work. Join us for this important how-to discussion.

Arizona Sheriff’s Sale Process – Collection of Debt

Diane Drain

Maricopa County, Arizona, Sheriff’s Bidding Requirements at a Sheriff’s Execution Sale of a Judgment Debtor’s “Homestead” Residence. By Larry O. Folks • September 2020 (reprinted with permission of author) 10/29/20. Relevant Background Facts.

Don’t Fall Into a Student Loan Relief Scam.

Diane Drain

The following is a warning from the Federal Trade Commission regarding scams you may receive about your student loans. Read the warning and watch the very short video. October 13, 2020, by Traci Armani, Consumer Education Specialist, Division of Consumer & Business Education, FTC.

Diane Was Fabulous During Our Bankruptcy

Diane Drain

“Her assurance that there was nothing to be ashamed of, gave us the incentive to proceed.” Diane was fabulous during our bankruptcy, guiding us every step of the way. After medical bills got us behind, we didn’t know where to turn and felt uncomfortable filing.

She guided us through the entire process – five stars

Diane Drain

“Diane is an excellent Bankruptcy Attorney – five stars ” M.W. Five stars. Diane is an excellent Bankruptcy Attorney. She guided my wife and I through the entire process. We highly recommend her to anyone who needs to file a bankruptcy.

Building a 5-Star Online Reputation for Your Business

Speaker: Brent Werbeck, GetMoreReviews Co-Founder

Trying to figure out how to turn your happy customer’s comments into 5 star reviews may seem like a daunting task. From internal feedback to Google reviews, what is "really" the way to go? Join Brent Werbeck, Co-Founder of Get More Reviews, in this discussion of how to foster and grow your business's 5-star online reputation.

Diane Helped me Maneuver the Process of Bankruptcy Through an Unusual Situation

Diane Drain

“You can feel confident in her ability to provide you with any and all answers that may arise. ” D.L. I can’t say enough about the professionalism for Diane Drain and Jay. She helped me maneuver the process of Bankruptcy through an unusual situation. I highly recommend Diane Drain.

Our Emotional Ups and Downs Were Frequent, and Her Patience Was Unwavering!

Diane Drain

“ We highly recommend Diane Drain IF you are looking for the educated, knowledgeable, honest and transparent (and very fairly priced) attorney!

Millions Are Hounded for Debt They Don’t Owe

Diane Drain

A powerful story from one man who refused to be bullied to one of the devious debt collectors: Millions Are Hounded for Debt They Don’t Owe. One Victim Fought Back, With a Vengeance. Article by Zeke Faux, Bloomberg Business week. Andrew Therrien wanted payback.

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Diane guided us every step of the way.

Diane Drain

“ Her assurance that there was nothing to be ashamed of, gave us the incentive to proceed.” “Diane was fabulous during our bankruptcy, guiding us every step of the way. After medical bills got us behind, we didn’t know where to turn and felt uncomfortable filing.

Process Serving Made Easy: Serve in All 50 States Using One Platform

Speaker: PROOF

PROOF has revolutionized service of process. Using our online platform, create serve requests nationwide and receive live updates with mapped verification of each attempt. PROOF’s technology provides users with complete transparency from start to finish.

How to Avoid phishing, smishing, vishing, and other scams

Diane Drain

FDIC Consumer News: Beware, It’s a Scam! Avoid phishing, smishing, vishing, and other scams. FDIC Consumer News – October 2020. Criminals are constantly trying to steal consumers’ personal data using fake emails, websites, phone calls, and even text messages.

Update on Arizona Eviction Proceedings – July, 15, 2021

Diane Drain

Arizona Residential Eviction Actions Procedures – effective July 15, 2021.

Avoid COVID Mortgage Relief Scams

Diane Drain

If you are behind on your mortgage, beware of mortgage relief scams. There is free foreclosure help. If anyone tries to charge you in advance for help or guarantees that they can stop your foreclosure, they’re not legitimate.

What Makes a Great Bankruptcy Attorney?

Diane Drain

Find The Right Bankruptcy Lawyer For You. Reprint from a great California bankruptcy attorney – Cathy Moran. Picking the right bankruptcy lawyer is a lot like picking the right head coach for a sports team.

Wills, Trusts, and Estates: The Essentials of Wealth Management

Speaker: Vi Pham, Attorney at Law

Wealth management is a guaranteed practice: as paralegals, it's essential that you know the complexities of wealth management in order to ensure that your client's rights are protected to their fullest extent. Join Vi Pham, Attorney and educator, in this exclusive webinar that will leave you feeling brushed up and ready. This seminar meets the requirements of the NALA Certifying Board for continuing legal education credit required to maintain the CP (Certified Paralegal) credential.

You Have a Reverse Mortgage: Know Your Rights and Responsibilities

Diane Drain

You have a reverse mortgage: Know your rights and responsibilities. Publication from Consumer Financial Protection Bureau “CFPB” Reverse mortgages can be a nightmare, leaving your spouse evicted from their home once the signing spouse dies.

Scott Michael Forrester Disbarred Arizona Bankruptcy Attorney – Effective 5/5/2021

Diane Drain

SCOTT MICHAEL FORRESTER, DISBARRED BY THE STATE BAR OF ARIZONA. EFFECTIVE MAY 5, 2021. A cherub face hid a very mean personality. On May 5, 2021, the State Bar of Arizona entered an immediate order of disbarment against Scott Michael Forrester.

Three Arizona Democrats decide that Creditors and Debt Buyers are More Important than Homeowners

Diane Drain

On January 1, 2022, HB2617 will become the law of Arizona. Your home is no longer protected from your judgment creditors, which will have a devastating effect on Arizona’s consumers, and those hardest hit by Covid-19.

Enforcement of Arizona Money Judgment Against Debtor’s Residence “Homestead” Property

Diane Drain

Analysis of Enforcement of Money Judgments in Arizona Against a Judgment Debtor’s Residence / “Homestead” Property. By Larry O. Folks (10/26/20) (reprinted with permission of author). Relevant Background Facts. Judgment Creditor obtained a money judgment (“Judgment”) against Judgment Debtor.